About 78% of our health care costs are related to chronic illness, and that number will continue to rise.

Employers' health insurance premiums rose by 9.2% between April 2004 and April 2005, a rate nearly 6% higher than general inflation.

Presenteeism occurs when an employee comes to work, but due to health or personal problems is not fully engaged in her work. You pay for a full day, but they are incapable of giving you that day at full capacity.



Where are you on the journey to extraordinary benefits?
How you set your benefits design, how you interact with your health plans, how you interact with employees and other employers, can drive a culture focused on health and not on health costs, and can make your organization more competitive.

Human assets are the engine that drives the competitive advantage of your organization.  Health, both physical and mental, is a critical success factor in gainful employment for the individual as well as in the health of your organization.

Health benefits should be positioned and designed to create a culture of health within the organization. 

You can't make change happen in isolation.  A full partnership among employer, employee, and health plan/provider is necessary.
1. Anderson G, Horvath J. The growing burden of chronic disease in America.  Public Health Reports. 4004;119:263-270.

You can now run your own individual quote online.  Follow the link below to start the process:

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